Visa Inc. (V) Q4 2025 Earnings Call Transcript

Operator: Welcome to Visa’s Fiscal Fourth Quarter and Full Year 2025 Earnings Conference Call.

[Operator Instructions]

Today’s conference is being recorded. If you have any objections, you may disconnect at this time.

I would now like to turn the conference over to your host, Ms. Jennifer Como, Senior Vice President and Global Head of Investor Relations. Ms. Como, you may begin.

**Jennifer Como, Head of Investor Relations:**

Thank you. Good afternoon, everyone, and welcome to Visa’s Fiscal Fourth Quarter and Full Year 2025 Earnings Call.

Joining us today are Ryan McInerney, Visa’s Chief Executive Officer, and Chris Suh, Visa’s Chief Financial Officer.

This call is being webcast on the Investor Relations section of our website at [investor.visa.com](https://investor.visa.com). A replay will be archived on our site for 30 days.

A slide deck containing financial and statistical highlights has also been posted on our IR website.

Let me also remind you that this presentation includes forward-looking statements. These statements are not guarantees of future performance, and our actual results could differ materially as a result.
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